Understanding Auto Coverage

Understanding Full Coverage Car Insurance: What's Included?

8 February 2024

Car insurance is a necessary investment for every vehicle owner. It covers expenses related to damage caused by accidents, theft, or other unforeseen events. Full coverage car insurance is an optional but highly recommended add-on that provides more comprehensive protection. If you're considering purchasing full coverage car insurance or want to better understand what it includes, you've come to the right place. In this blog post, we'll explore the key components of full coverage car insurance and help you make an 

Auto Insurance for Teenagers: How to Get Affordable Coverage

25 September 2023

Adding a teenager to your auto insurance policy can be a significant financial milestone. While it's essential to ensure your young driver has adequate coverage, the cost of insuring a teenager can be daunting. However, with some strategic steps and an understanding of the insurance landscape, you can obtain affordable auto insurance for your teen without breaking the bank. This blog explores practical tips for securing cost-effective coverage while prioritizing your teenager's safety.

How To File An Auto Insurance Claim: A Step-By-Step Guide

17 February 2023

Filing an auto insurance claim doesn't need to be a stressful and overwhelming process, even if you've never done it before. By understanding the steps involved and what to expect, you can ensure that you receive the compensation you are entitled to. Here's a step-by-step guide to filing an auto insurance claim. Step 1: Gather Information Before you can file an auto insurance claim, you need to gather all the information related to the accident.

What You Should Know About Homeowner's Insurance Fraud

18 July 2022

Homeowner's insurance covers you in case of a robbery or if your home and its contents are damaged because of a flood, fire, or a natural disaster. This policy also compensates individuals who sustain an injury in your home. However, you cannot get paid under homeowner's insurance if you commit fraud. Here is some basic information on homeowner's insurance fraud.  What Is Homeowner's Insurance Fraud? Fraud occurs when you knowingly submit false information to a homeowner's insurance agent.

What You Should Know About SR22 Insurance

12 August 2021

Given the rising cost of living and unemployment, many motorists are going about their business without insurance. National statistics show that 13% of Americans don't have auto insurance policies. With the SR-22 form, it will be easier for states to establish those without insurance. You need to know the following about SR-22 insurance. Is SR-22 Car Insurance Necessary? The SR-22 form proves that you have the requisite car insurance as required by law.

4 Changes To Report To Your Homeowner's Insurance Agent

29 May 2019

So many homeowner's make the mistake of taking out their homeowner's insurance policy, paying the premiums each month and not giving it anymore thought until something goes wrong. This is a mistake for many reasons. Here, you'll find a few reasons to update your homeowner's insurance policy. Renovations If you've made renovations to the home, you may need to update your insurance policy—especially if the renovations increased the value of the home.

3 Questions To Ask Your Auto Insurance Agent

13 May 2019

Are you in the market for a new car? If so, you may be a bit unsure of what the insurance costs will be. This may be a huge concern for you and working to find out this amount before purchasing the car is ideal. Of course, the best way to know what you'll need to pay will rest in speaking with your insurance agent. Knowing the top questions to ask before making a long-term commitment may be ideal.

Why Your Car Insurance Deductible Affects Your Rates

24 April 2019

If there is one key factor that affects car insurance rates the most, it would probably be the deductible amount on the policy. This amount represents the money a policyholder pays out when making a claim prior to the insurance company paying the rest of the claim. The deductible amount you choose will affect your rates, and here are several things to understand about this. Risk levels Insurance rates are all about risk levels, and this is why high-risk individuals pay higher auto insurance rates than low-risk individuals, and your deductible affects the risk level the insurance company places on you.